Mortgages / 6 GUIDES

Understand the money

Plain-English explanations of deposits, rates and mortgage costs, with questions to take to a qualified adviser.

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Mortgage deposits: understand the starting numbers

3 guides

Mortgages · Explainer

Separate your contribution to the purchase from borrowing and the other cash you need to move.

Mortgages · Worked example

Learn what LTV measures and why the value used in the calculation matters.

Mortgages · Explainer

Separate the method of repaying the debt from the type of interest rate charged on it.

2 guides

Mortgages · Comparison

Understand how rates can behave, then compare the costs and flexibility of actual products with an adviser.

Mortgages · Cost guide

Put fees, payments and exit costs on the same comparison sheet before judging a mortgage by its headline rate.

1 guide

Mortgages · Checklist

Gather your existing mortgage details and compare the cost of a change before focusing on the new rate.